Looking for a
restructuring
partner?

We work with accountants every day
to retain customers and extend their
service offering.

We work with accountants every day to retain customers and extend their service offering.


The Small Business Restructuring Specialists are the chosen restructure
partner of accounting firms across the country.
Restructuring isn’t something we do, it’s all that we do

80%

Avg. Debt Reduction*

$342,000

Avg. Saving of SBRS Clients since June ’22*

7

Week Resolution

80%

Avg. Debt Reduction*

$342,000

Avg. Saving of SBRS Clients since June ’22*

7

Week Resolution

^35 business days is the government dictated timeline, starting from the date of submission. Pre-submission discovery and discussions are not covered by and may cause the process
to exceed stated timeline. *All figures and averages are based off SBR Specialists actual totals and are correct at time of distribution. All numbers are indicative and actual results will
vary. SBR Specialists make or imply no guarantee regarding future outcomes.

Why offer Small Business Restructuring?

In short, because it saves you clients. As COVID support ends and so many businesses struggle to
bounce back we are already seeing more and more liquidations and insolvent businesses.
Restructuring allows you to offer clients an alternative to closing, saving their business, saving you
a client and many instances saving communities a relied upon service.

In short, because it saves you clients. As COVID support ends and so many businesses struggle to bounce back we are already seeing more and more liquidations and insolvent businesses. Restructuring allows you to offer clients an alternative to closing, saving their business, saving you a client and many instances saving communities a relied upon service.

What is Small Business Restructuring?

The Basics

The Small Business Restructure Process (SBRP) is a
government-legislated option for small businesses in
Australia that are struggling with cash flow.

Simply put, the business owners appoint a Small
Business Restructuring Practitioner to develop a
restructuring plan that is approved the ATO and other
creditors.

The plan involves a reduction in debt and other
measures so you can get your business back on track,
stay in control and keep trading.

The Benefits

Directors stay in control of the business
Puts a stop on any creditor actions while the
restructure is being finalised
Reduce debt and implement manageable payment
schedules
Allows you to remain trading, retain staff and get
back to running the business

How Does The SBR Process Work?

January 1, 2019

Eligibility

Clients complete a 1-minute form to see if their business meets the minimum requirements to qualify for a restructure.

January 1, 2019
January 1, 2019

Consultation

We liaise with the client and you the accountant to determine whether the restructure is suitable.

January 1, 2019
January 1, 2019

Due Diligence

We work with you and the client to determine their full financial position: accounts, income, liabilities, financial debts and creditors.

January 1, 2019
January 1, 2019

Appointment

If they qualify and are happy to proceed, the appoint us as your restructuring practitioner. Fees are placed in a trust fund until completion.

January 1, 2019
January 1, 2019

Restructuring

Once appointed, we begin the restructuring process, propose a restructure to creditors and also a roadmap to the future which will include regular consultation with you as their accountant, handing you back a more stable and more profitable client.

January 1, 2019

Case Studies

Case Study 1: Civil Contracting

Western Sydney Civil business contracting primarily to local government projects. Extended COVID restrictions for Western Sydney meant the business could not operate successfully, with contracts put on hold or scaled back.

Director had received Director Penalty Notices for unpaid SGC superannuation and PAYG withholding tax with 21 days to act to remove potential personal liabilities.

Financial Position Before Restructure:

  • ATO Debt: $706,302
  • Other Debt: $157,942
  • Total Debt: $864,244

After Restructure:

  • ATO Debt: $73,533
  • Other Debt: $16,477
  • Total Debt: $90,00
  • Company and director contribute $45,000 each for up to 6 months

Case Study 2: Local Retail

Popular local Café and bookstore operating for over 17 years in NSW. Unfortunately, COVID restrictions caused an instant decrease in sales revenue and COVID staff isolations also reduced operating times.

The company received final demands from NSW Revenue and Service NSW.

Financial Position Before Restructure:

  • ATO Debt: $152,171
  • Other Debt: $106,513
  • Total Debt: $258,684

After Restructure:

  • ATO Debt: $23,531
  • Other Debt: $16,469
  • Total Debt: $40,000
  • Monthly repayments of approx. $1,650 for 24 months

Ready to Get Your Business Back on Track?

Check if your company is eligible for restructuring in 60 seconds

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Commonly Asked Questions